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Variable and Variable Universal Life

Expenses of Owning Variable Life and Variable Universal Life Insurance

Expenses of Owning Variable Life and Variable Universal Life Insurance

October 10, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Fees and charges on variable products tend to be somewhat higher than on traditional products because of the additional expenses … Read more

What Kinds of Investment Funds are Offered Inside Variable Life Insurance Policies?

What Kinds of Investment Funds are Offered Inside Variable Life Insurance Policies?

October 10, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

For the more aggressive or knowledgeable investor, some companies now offer GNMA funds, real estate funds, and zero coupon bond … Read more

Our Experts Reveal What Variable Life and Variable Universal Life Illustrations Do Not Disclose

Our Experts Reveal What Variable Life and Variable Universal Life Illustrations Do Not Disclose

October 10, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

The principal source of information regarding a new policy, and something that should be reviewed every closely with your financial … Read more

How do Life Insurance Policy Funds Compare to the Performance of Mutual funds?

How do Life Insurance Policy Funds Compare to the Performance of Mutual Funds?

October 10, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Numerous studies have measured the investment performance of mutual funds, but far fewer studies have assessed the performance of other … Read more

10 Disadvantages of Variable Life and Variable Universal Life Insurance

10 Disadvantages of Variable Life and Variable Universal Life Insurance

October 7, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Understanding the disadvantages of universal life insurance helps consumers make the most educated decision. Here are the 10 major disadvantages … Read more

15 Advantages of Variable and Variable Universal Life Insurance

15 Advantages of Variable and Variable Universal Life Insurance

October 7, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Understanding the advantages of universal life insurance helps consumers make the most educated decision. Here are the 15 major advantages … Read more

When to Use Variable Life and Variable Universal Life Insurance

When to Use Variable Life and Variable Universal Life Insurance

October 7, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Variable life products are most suitable for those individuals who want control over their cash values and need or desire … Read more

An Introduction to Variable Universal Life Insurance

An Introduction to Variable Universal Life Insurance

October 7, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Variable Universal Life (VUL), which also is called flexible premium variable life or universal life II, is a combination of … Read more

An Introduction to Variable Life Insurance

An Introduction to Variable Life Insurance

October 7, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Variable Life (VL) insurance combines traditional whole life insurance with mutual fund type investments. Basically, it is a whole life … Read more

Alternatives to Variable and Variable Universal Life Insurance

Alternatives to Variable and Variable Universal Life Insurance

October 7, 2022 by STEPHAN R. LEIMBERG & KEITH A. BLOCK, J.D., LLM, CLU, FLMI

Variable Life (VL) is the insurance industry’s answer to the “buy-term-and-invest-the-difference” strategy. It provides investment options similar to those available … Read more

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8205 S Cass Ave, Suite 102 Darien, IL 60561, USA.

Copyright ©1984-2023 Life Quotes, Inc., 8205 South Cass Avenue, Suite 102, Darien, Illinois. Life Quotes, Inc. and certain of its personnel are licensed as insurance agents, brokers or producers in all states. CA agent #0A13858, LA agent #200696, MA agent #1746830. CA under agency #0827712 dba Quotes for Life Insurance Agency, LA agency #205078 dba Life Quotes Inc, UT agency #90093. All rights reserved. Telephone (630) 515-0170. Founded 1984.

Life insurance policies described, quoted, shown and illustrated throughout this website are not available in all states and may include those issued by: Life insurance policies described, quoted, shown and illustrated throughout this website are not available in all states and may include those issued by: American Family Life Insurance Company, Madison, WI; American General Life Insurance Company, Houston, TX and The United States Life Insurance Company in the City of New York, NY, both AIG companies; American National Insurance Company, Galveston, TX; American National Insurance Company of New York, Glenmont, NY; Assurity Life Insurance Company, Omaha, NE and Assurity Life Insurance Company of New York, Albany, NY; Banner Life Insurance Company, Frederick, MD, and William Penn Life Insurance Company, Garden City, NY, both Legal & General America companies; Boston Mutual Life Insurance Company of Boston, MA; Columbian Life Insurance Company, Chicago, IL and Columbian Mutual Life Insurance Company, Binghamton, NY, both members of Columbian Financial Group of Binghamton, NY; Fidelity Life Association, A Legal Reserve Life Insurance Company, Oak Brook, IL; Globe Life Insurance Company of New York, Syracuse, NY; Gerber Life Insurance Company, White Plains, NY; Globe Life and Accidental Insurance Company, Omaha, NE, a holding company of Torchmark Corporation, McKinney, TX; Foresters Financial, Buffalo, NY; John Hancock Life Insurance Company (USA), Boston, MA; Lafayette Life Insurance Company, Cincinnati, OH; Lincoln Life & Annuity Insurance Company of New York, Syracuse, NY and The Lincoln National Life Insurance Company, Fort Wayne, IN, both insurance company affiliates of Lincoln National Corporation, whose marketing name is Lincoln Financial Group; Minnesota Life Insurance Company of St. Paul, MN and Securian Life Insurance Company of St. Paul MN, both part of the Securian Life Insurance Company of St. Paul MN; Mutual of Omaha Insurance Company, Omaha, NE, United of Omaha Life Insurance Company, Omaha, NE, and Companion Life Insurance Company, Hauppauge, NY all Mutual of Omaha affiliate companies; North American Company for Life & Health Insurance, West Des Moines, IA; Pacific Life Insurance Company, Omaha, NE; Penn Mutual Life Insurance Company, Horsham, PA; Principal Life Insurance Company, Des Moines, IA; Protective Life Insurance Company and Protective Life and Annuity Insurance Company, Birmingham, AL; Pruco Life Insurance Company, Newark, NJ and Pruco Life Insurance Company of New Jersey, Newark, NJ, member companies of Prudential Financial, Inc., Newark, NJ; Sagicor Life Insurance Company off Austin, TX a member of the Sagicor Financial Corporation of Austin, TX; The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, MA and Centrian Life Insurance, Woburn, MA (SBLI and The No Nonsense Life Insurance Company are registered trademarks of The Savings Bank Mutual Life Insurance Company of Massachusetts, which is in no way affiliated with SBLI USA Mutual Life Insurance Company, Inc.); Transamerica Financial Life Insurance Company, Harrison, NY, and Transamerica Life Insurance Company, Cedar Rapids, IA, both AEGON companies; United American Insurance Company, McKinney, TX.

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