"I bought a Jeep today...
I cannot thank you enough for
my job in these tough times..."
-- Life Quotes Agent Barbara D.
"I have to tell you that I have never
been happier working anywhere!
Everyone is so positive and
supportive! I am so thankful that
I found this opportunity!"
-- Michelle S.
- It's fun and easy to work our leads using our scripts and procedures.
- Family-friendly flexibility: a wide variety of 8-hour shifts
avaialble for you to choose from. Morning and Evening shifts exist, including some weekends. Also, a 4-day
workweek is available if that is your preference.
- Our #1-rated, 50-company quoting and illustration system makes it easy to
make sales even when health histories exist.
- Earn $800 per week to start. Full benefits: Health insurance, paid
holidays, paid vacation days, matching 401(k)
- All leads are fresh from our website and inbound phone calls. We've sold
more than 310,000 policies on this system - it works!
- Plus, you get a dedicated Sales Manager here to assist you with advice and
assistance whenever you need it.
|Why are you hiring agents to write life insurance applications on your own leads?
|We are experiencing increased growth in leads and need agents who know how to sell is a faster way for us
to meet and handle this demand. Second, we want phone coverage on our network during nights & weekends and we
need more agents to cover those times, especially nights & weekends when most people are home.
|So under this program I will be working your leads according to your scripts and procedures on recorded
calls. Is that right?
|That’s correct. Under this program you will be working our leads using our scripts and procedures
on recorded calls. At no time can you offer or cause to be offered any product or service to these leads. Again,
ownership of these leads rests with our partners and us and never reverts or is transferred to you. The pace here
is very fast and our quality control measures, including call recording and call grading, are very tight, so this
position is not for everybody.
|How does your pay per submission payment plan work?
|Subject to certain defined minimum performance levels, we initially pay you $60 per submission when
initial rate guarantee is under 20 years. We pay you $80 per submission for applications with a rate guarantee of
20 years or more. You must have a minimum of 30 applications per month as a minimum production goal. Additionally, we
will pay additional bonus incentives based on greater production which is where your higher income potential will
come from! In essence we are paying you per submission and bonus' instead of having to wait 80 or more days for a
commission to be received. This provides income much sooner and keeps you focused on writing more applications,
getting more submissions and increasing your overall production and income.
If you resign or terminate for any reason, all payments cease as of your termination date. There is no
vesting of written applications to you because the leads are all owned by us and our partners and affiliates, so
keep in mind you are working and selling our leads using our scripts and procedures and
that no lead or account ownership will ever accrue to you.
|Who owns the leads that I’ll be working?
|All leads and customer lists that you come into contact with under this program shall remain the sole
property of Life Quotes.com. and that you agree to never directly or indirectly solicit or cause to be solicited
by others for any other product or service of any kind at any time. So under this program, understand that you
will be working our leads, using our scripts and procedures and recorded calls that are graded. This is a very
fast-paced, call center kind of operation. It is nothing like selling insurance face-to-face.
|How many fresh life leads per day are you now generating as a firm?
|Approximately 600-1,000 at present pace depending upon the day of the week.
|How long does it take to write a life application on the LifeQuotes system?
|About 25 minutes per applicant and we require that you talk directly to the applicant when you write an
|So Life Quotes’ personnel will do all of the case management chores and follow-up for me once the
submission is made? After I write an application and enter it in the system, what are my responsibilities? Will I
be notified if a submission is stalled for any reason?
|Yes! You remain paperless and focused on sales because we’ll do all of the case management for you.
After submission updates to the customer (at least weekly) are sent in the case managers name.This way the
customer will follow up with our case manager and not you. This keeps you free to continue writing more
applications and getting them submitted to the insurance company.
Once you write an application and set a paramed date, time and place that’s convenient to the applicant,
you’ll then call the applicant again 72 hrs. before the paramed exam so that you can reconnect with the
customer and re-confirm the paramed and 60 minutes after the exam to confirm that the paramed exam went as scheduled. While it is your responsibility to make sure an application is submitted to
the insurance company our support staff here will do most the work for you. However whenever something required is
missing or when information from the paramedical exam reveals the price will be higher than originally quoted you
will be notified to ensure submission.
|In this model, do I really stay paperless at all times?
|Yes! In our model, the application that you enter online is then electronically transmitted via E-mail
directly to the customer. The customer can then print it out and have it signed and dated. Your responsibility is
to use our scripts and procedures, to give advice that’s compatible with our business model, to write
complete applications and to make the required 72 hr. phone call before the set paramed date to remind our
customer of the upcoming appointment. None of this involves the printing of any paper at your end and all
information that you will need or want will be always ready for you at any time in real-time on your LifeQuotes
|As a LifeQuotes Agent, will I become appointed with each of the LifeQuotes companies?
|Yes, appointment paperwork must be completed for each carrier and we’ll help with that. We’ll
start with our top carriers first and any carriers that require pre-appointments in the state . This will ensure
that you are approved to sell their products prior to submitting business to them. From there, we’ll get you
appointed as applications are written.
Copyright ©1984-2015 LifeQuotes.com,
8205 South Cass Avenue, Suite 102,
Darien, Illinois. LifeQuotes.com and certain of its personnel are licensed
as insurance agents, brokers or producers in all states. CA agent #0A13858,
LA agent #200696, MA agent #333509159. dba Life Quotes Insurance Services in
CA under agent #0827712, in LA under agent #205078. dba Life Quotes Insurance
Services, Inc. in UT under agent #90093. All rights reserved. Telephone (630)
515-0170. Founded 1984.
"My income is tracking as
I projected before coming on
board last November. I have
tried this several times with
different companies, by far
this is best I have worked with.
I continue to learn and really
enjoy working with Michelle. Thanks,"
-- William C.