We're workin' it...
You are seconds away from viewing
the lowest life insurance rates in America
Coverage Amount
Close
How much coverage do I need?
If you are an employed family income breadwinner with minor children, financial planners suggest carrying a minimum of ten times your annual income. If you are a non-working caregiver at home with minor children, we suggest at least $150,000. If you are an adult looking for burial coverage only, we suggest $5,000 to $25,000.
$25 Million
$24 Million
$23 Million
$22 Million
$21 Million
$20 Million
$19 Million
$18 Million
$17 Million
$16 Million
$15 Million
$14 Million
$13 Million
$12 Million
$11 Million
$10 Million
$9 Million
$8 Million
$7 Million
$6 Million
$5 Million
$4.5 Million
$4 Million
$3.5 Million
$3 Million
$2.75 Million
$2.5 Million
$2.25 Million
$2 Million
$1.9 Million
$1.8 Million
$1.75 Million
$1.7 Million
$1.6 Million
$1.5 Million
$1.4 Million
$1.3 Million
$1.25 Million
$1.2 Million
$1.1 Million
$1 Million
$ 950,000
$ 900,000
$ 850,000
$ 800,000
$ 750,000
$ 700,000
$ 650,000
$ 600,000
$ 550,000
$ 500,000
$ 450,000
$ 400,000
$ 350,000
$ 300,000
$ 250,000
$ 200,000
$ 175,000
$ 170,000
$ 160,000
$ 150,000
$ 140,000
$ 130,000
$ 125,000
$ 120,000
$ 110,000
$ 100,000
$ 95,000
$ 90,000
$ 85,000
$ 80,000
$ 75,000
$ 70,000
$ 60,000
$ 50,000
$ 40,000
$ 30,000
$ 25,000
$ 20,000
$ 15,000
$ 10,000
$ 5,000
Life Insurance Calculator
ZIP Code
Birth Date
(Ages 14 Days - 90 Years)
Month
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Jan
Day
31
30
29
28
27
26
25
24
23
22
21
20
19
18
17
16
15
14
13
12
11
10
09
08
07
06
05
04
03
02
01
Year
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984
1983
1982
1981
1980
1979
1978
1977
1976
1975
1974
1973
1972
1971
1970
1969
1968
1967
1966
1965
1964
1963
1962
1961
1960
1959
1958
1957
1956
1955
1954
1953
1952
1951
1950
1949
1948
1947
1946
1945
1944
1943
1942
1941
1940
1939
1938
1937
1936
1935
1934
1933
1932
Gender
Male
Female
Height
feet
inches
Weight with clothes on
Use higher of current or from last doctor visit
(OK to apply ½ of weight loss in last year)
Close
Why does the life insurance company need to know your actual weight?
Weight (with clothes on) is a key rating factor with all life insurance companies. Please give an honest answer here so that you can receive accurate rate quotes. And keep in mind that the paramed examiner who visits you will be carrying a portable scale, so be honest here.
lbs.
Have you used any tobacco, nicotine, marijuana, vape, e-cigarette or tobacco substitute in the last 5 years?
Close
Why do life insurers ask about this?
Nicotine use of any kind, as well as marijuana use, is looked at very closely by all life insurers. Smoking, chewing, inhaling in a vaporized form, consuming in edible products, or wearing a patch on the skin - all constitute use of these products. Non-admittance of marijuana use can result in a decline. Sources of information the insurer may use include: statements made on your application, telephone interviews, your paramed exam results (if one is required), your outside medical records and your Medical Information Bureau (MIB) profile. If you currently use marijuana
AND
any product containing tobacco or nicotine, please select the response that most closely describes your tobacco or nicotine use. Always be 100% honest when you answer tobacco use questions to ensure accurate quotes. Remember, a false statement on an application for insurance could void your coverage.
Yes
No
Indicate last tobacco, nicotine, marijuana, vape or tobacco substitute use:
Select...
None in the last 4 years
None in the last 3 years
None in the last 2 years
None in the last year
Last 12 mos: cigarettes, more than 24 per year
Last 12 mos: cigarettes, 24 or fewer per year
Last 12 mos: vape or e-cigarettes
Last 12 mos: nicotine replacements (gum, patch, etc.)
Last 12 mos: cigar use, 1 or fewer per month/12 or fewer per year
Last 12 mos: cigar use, more than 1 per month
Last 12 mos: chewing tobacco, pipe or snuff
Last 12 mos: marijuana use, 2 or fewer times per month
Last 12 mos: marijuana use, more than 2 times per month
Are you currently or have you ever been in the U.S. military?
Yes
No
For ages under 18 years, maximum Coverage Amount available is $75,000.
View Quotes
