Life Insurance Shopping Tips for People With Diabetes
Even though diabetes rates are on the rise in America, people diagnosed with this disease can still qualify for life insurance with some lifestyle adjustments.
Robert Bland, CLU
Don’t Overdo It On The Alcohol This Holiday Season
Driving under the influence still a problem especially during the holidays
Children Need To Be Taught To Respect
Holidays can offer an excellent time for learning the responsibilities of respect
Learning How To Avoid Estate Tax
A survey shows that wealthy Americans may not considered sufficient estate planning, even if they are concerned with their finances.
Flu Vaccinations and Its Benefits
The CDC urges unvaccinated Americans to get the influenza vaccination as seasonal influenza activity is expected to increase in the coming weeks.
Ways That You Can Prevent Type 2 Diabetes
Some health professionals at the front lines of the war on diabetes are pulling no punches in their assessment of the need for strong action by individuals to take care of their health.
In advance of the meeting of the American Diabetes Association this month, the Lancet journal ran an editorial highlighting the fact that while much progress has been made in the area of medicines that treat diabetes, far less has been made when it comes to lifestyle changes.
Why Men’s Life Insurance Premium Rates Differ From Females
On the third Sunday in June, men everywhere receive odd gifts—from strangely patterned neckties, and shirts that don’t fit, to handmade drawings and socket wrenches. Welcome to Father’s Day.
What You Need to Know About the Federal Transfer Tax System: Gift Taxes
First instituted by the Revenue Act of 1924, gift taxes are incurred when there is a voluntary transfer (i.e., gift) of cash or other property from one individual to another that is less than fair market value.
The Internal Revenue Service (IRS) defines fair market value as, “… the price at which the property would change hands between a willing buyer and a willing seller, neither being under any compulsion to buy or to sell and both having reasonable knowledge of relevant facts.” Each individual is allowed to donate up to $13,000 in cash or property per donor annually without facing a tax, a practice commonly referred to as the annual exclusion.
How Scientists Prevent Disease Outbreaks With Early Detection
As 2013 is coming to a close, the Center for Disease Control and Prevention (CDC) has taken a look back on the closing year to help project potential health threats for 2014.
A Financial Professional Is Wanted by Most
Clearly, many consumers understand the value of reviewing their needs and potential solutions with the personalized assistance of an agent or advisor.