Americans have long known that certain behaviors can significantly reduce life expectancy. A recent study, however, identified four specific activities that, over time, can contribute to serious chronic health problems and higher health care and life insurance costs.
According to new research published in PLoS Medicine, a leading medical journal published by the Public Library of Science, four specific and common health issues – obesity, high blood pressure, smoking, and elevated blood sugar levels – play a significant role in some of the disparities in life expectancy found across the United States.
When it comes to life expectancy, the group says smoking and high blood pressure are the most concerning.
When applying for a life insurance policy, one common step is to have a physical exam and have their records checked for any chronic conditions that could affect premium prices or make them uninsurable.
Begin the new year with the best resolution you can think of: create a daily plan for better health. Starting new healthy habits will help you kick bad habits to the curb. To help you focus on a healthy lifestyle, the Harvard School of Public Health offers the following exercise and diet tips:
- Separate your exercise time by ten or fifteen minutes throughout the day.
- Use the stairs if they are available.
- Take a break from your TV, computer, or…putter; do odd jobs around the house.
- Incorporate exercise into your daily routine and keep track of your progress.
- Use little or no sugar in your water, tea, and coffee.
- Use vegetables instead of potatoes and french fries.
- Eat plenty of fruits and vegetables and limit red meat.
Find something you enjoy that gets you moving, whether it’s gardening, jogging, or even dancing. Taking the time to start a regular exercise routine, along with a healthy diet, can provide prospective life insurance customers with greater savings and longer life.