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  • Top ten most dangerous jobs
  • March 28, 2014
  • What kind of life insurance do I need if I have a dangerous job?By LifeQuotes.com

    Occupational hazards and work-place injuries are reasons why an individual should purchase a life insurance policy – to ensure the financial security of their loved ones.

    While the workplace may seem harmless, accidents can happen any day and could result in disability leave or could even be fatal.

    Data from the 2012 National Census of Fatal Occupational Injuries highlights the ton ten U.S occupations, which mostly consists of blue-collar jobs.

    This year, logging tops the list as the most dangerous occupation in the U.S., with 127.8 deaths occurring per 100,000 workers. The most dangerous job last year was fishing, which serves as the second most dangerous job in the U.S.

    However, it is worth noting that the workplace is much safer than it used it be as work-related fatalities have been declining over the past decade. In 1992, 6,217 fatal work injuries occurred while 4,383 occurred in 2012.

    The causes of work-related injuries range from transportation incidents to falls, slips, trips to fires and explosions. In 2012, 41 % of fatal work injuries were the result of transportation incidents.

    Below is a chart of the top 10 most dangerous jobs in the U.S.; data is collected from the 2012 National Census of Fatal Occupational Injuries:

    Rating

    Occupation

    Annual Pay

    Deaths per 100x

    10 Construction Laborers

    $34,500

    17.4

    9 Farmers/ Agricultural Managers

    $73,000

    21.3

    8 Drivers/Truck Drivers

    $27,000

    22.1

    7 Electrical Power Line Workers

    $62,000

    23

    6 Refuse/Recyclable Material Collectors

    $35,000

    27.1

    5 Structural Iron and Steel Workers

    $50,000

    37

    4 Roofers

    $38,000

    40.5

    3 Pilots/Flight Engineers

    $128,000

    53.4

    2 Fishers/Fishing Workers

    $36,900

    117

    1 Loggers

    $34,000

    127.8

    Because there is a constant threat of serious harm or even death, it is important that all workers – especially the ones listed – seek life insurance as a means of providing for their family.

    Life insurance is especially important for younger workers who have yet to build up a few decades’ worth of savings to support their loved ones.

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