Headquarters: 200 N. Main St., Bel Air, MD 21014
www.harfordmutual.com

2009 Direct premium written: $108.2 million

Key officers: Carroll J. Fitzgerald, Chairman, Steven D. Linkous, President & Chief Executive Officer, John R. Spielberger, Executive Vice President & General Counsel

The Harford Mutual Insurance Company offers personal and commercial property/casualty insurance throughout Maryland, Pennsylvania, Tennessee, North Carolina, New Jersey, Virginia, Delaware, and the District of Columbia. The company’s product lines include property and liability, umbrella, worker’s compensation, commercial crime, and auto coverage. Harford also provides several specialty coverage plans tailored towards restaurants and tree professionals who need arbor insurance.

Some quick facts about The Harford Mutual Insurance Company:

The company was formed as the Mutual Fire Insurance Company in 1842 and began as a local agency that insured farmers and homeowners in rural Maryland.

In addition to insurance, Harford Mutual also offers loss prevention programs for apartment complexes and restaurants.

A.M. Best recently distributed an “A-“ rating to the company for financial strength.

Source: Harfordmutual.com, hoovers.com

Compiled by Life Quotes, Inc. staff