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  • How should I track my life insurance policy?
  • December 13, 2013
  • update insurance policies


    For those who have chosen to invest in life insurance as a way to guarantee their family’s long-term financial stability, there are some important steps to follow in addition to remembering to keep up with monthly premiums.

    In fact, failing to keep track of the policy itself can result in lost time and unwanted hassles for survivors in the event of a policyholder’s death.

    With that in mind, the American Council of Life Insurers offers tips to families who have lost a loved one and are having a hard time finding the insurance policy. One idea is to check the telephone books, address books and other paperwork of the deceased with an eye out for contact information on their life insurance agent.

    Other places to check include the employee benefits office at the former employer of the deceased. Checkbooks and bankbooks may also contain information about policy payments. Checking income tax returns as well as the mail for statements from a life insurance company could also be useful, adds the ACLI.

    The organization also notes that for a fee, family members can check with MIB, a company that specializes in determining insurance membership, to determine whether a loved one maintained a policy.

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