Male   Female
  • How does high blood pressure affect life insurance?
  • March 11, 2014
  • How high is too high? An applicant whose blood pressure soars to 180/110 and/or is left untreated, could be declined depending on their age and if they have heart disease, diabetes or other related medical conditions, said Anna Hart, MS, SRN, principal and consulting underwriter with ARH Consulting in Eastland, Texas.

    “The higher the reading at a younger age, the worse the rating,” Hart said, noting a 25-year-old male is not expected to have high blood pressure.

    Ratings get even worse if you add in obesity, smoking and drinking alcohol, she added.

    The good news is you can come back to the same insurer in six months to a year and get a better rating, even preferred plus is possible — if you show a pattern of control through proper medication, Hart said.

    Pinney says it is normal for a person’s blood pressure to vary 20 to 30 points during the day, depending on the time and circumstances. To keep your blood pressure low for an exam, he recommends having it done in the morning when you tend to weigh less and have lower blood pressure with no stress of sitting in traffic. “Don’t have any caffeine, alcohol or any stimulants or depressants including aspirin and ibuprofen as they can mess up your results, too.”

    Pages: 1 2 3

  • Category: Articles Library, Featured Articles, Life Insurance, Medical News, Videos

Leave a Reply



Consumer Insurance Guide SM provides a wide selection of originally-authored articles and expert advice targeted to the self-directed insurance shopper. Our mission is to provide consumers with useful, money-saving information on all things having to do with making sound insurance purchase decisions.

Consumer Insurance Guide SM is owned by Life Quotes, Inc. 8205 South Cass Avenue, Darien, IL. For editorial, content feeds, advertising and lead purchase opportunities, contact Robert Bland, Publisher at

Life Quotes, Inc. owns and operates and, two online consumer insurance information services that cater to the needs of self-directed insurance shoppers.

About Us  |   Contact Us  |   Press Releases  |   The Best Privacy Policy  |   Life Insurance  |   Careers
For Agents & Brokers  |   Site Map  |  

Copyright ©1984-2015 Life Quotes, Inc., 8205 South Cass Avenue, Suite 102, Darien, Illinois. Life Quotes, Inc. and certain of its personnel are licensed as insurance agents, brokers or producers in all states. CA agent #0A13858, LA agent #200696, MA agent #333509159. dba Life Quotes Insurance Services in CA under agent #0827712, in LA under agent #205078. dba Life Quotes Insurance Services, Inc. in UT under agent #90093. All rights reserved. Telephone (630) 515-0170. Founded 1984.