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  • How can I get life insurance when I have an eating disorder?
  • June 10, 2013
  • male eating disorder

    Ed Hinerman, owner of Hinerman Group in Salida, Colo., says depending on the amount of time involved, most people who have struggled with an eating disorder can get a policy at a preferred rate.

    “Often people think that insurers run screaming into the night when presented with someone with an eating disorder, but that is not the case. Depending on the length of time from when the problem was first diagnosed, it is not unheard of for someone to get preferred rates,” says Hinerman. “An insurer looks for whether the person has been in a support group and for how long, in addition to how often they are seeing a psychologist. There would have to be no relapse and they would have to have good follow-up from a doctor and present a pattern of maintaining a healthy weight. For preferred rates you would have to show at least five years of stability from the time when the disorder was cured.”

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