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  • How can I find a life insurance plan that fits my budget?
  • December 17, 2013
  • different life insurance plans


    In the current economy, it’s easy to delay the decision about purchasing a life insurance policy especially. But the longer you and your loved ones are not protected, the greater your risk of developing a medical condition– or worse. And as a result, you can face higher premiums.

    In a guest column in Oregon’s Estacada News, insurance professional Aimee O’Brien advises consumers of the many different types of life insurance products that can fit a variety of budgets, including products for younger people who are considering a term life policy.

    O’Brien says unmarried people may want to consider a policy that provides investment income in the longer term. She adds that a life insurance policy could spare someone’s relatives from having to pay their funeral costs upon death. She suggests that for similar reasons, people also consider a policy for their children.

    Especially if your children have a minor current medical condition or there is a strong history of family illness such as diabetes, cancer or heart disease, it may make it difficult to get insurance in later years. There may be some benefit that a policy would help pay for college but you really need to consult a life insurance agent to determine the eligibility of this option.

    What it really comes down to is your own personal financial status and how affordable it would be to insure your children. If your income is adequate, it may be in the best interest of you and your family to look into life insurance. Life insurance is affordable–talk to an insurance agent to find the most affordable rates for you!

  • Category: Articles Library, Life Insurance

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