Male   Female
  • Is your health history keeping you from getting life insurance?
  • February 28, 2014
  • What is term life insuranceBy LifeQuotes.com

    The right time to start thinking about life insurance isn’t after you or a loved one have been touched by tragedy. And just because you aren’t proud of your health history doesn’t mean you aren’t eligible for life insurance. Guaranteed life insurance is simple, hassle-free and might be the coverage and security you need for a future you can’t predict.

    So what is guaranteed life insurance and how does it work? Though age may slightly vary depending on the company, any U.S. citizen typically between the ages of 45 and 85 is eligible for guaranteed life insurance. Generally, you can be covered in one phone call and you do not need to see a doctor or provide any health history. Rates and coverage remain the same throughout the duration of the policy and life insurance proceeds can pay for expenses such as debt and funeral costs. Some policies may build cash value that you can use if necessary. If you die within the first two years, they will not pay the full death benefit but will return the premiums you paid plus a small percentage. As with most policies, the purchase cost increases as you get older but guaranteed life is still affordable especially when considering long-term stability.

    The average funeral can range from 6 to 10,000 dollars.. Don’t wait until it’s too late to obtain life insurance. If illness has held you back from applying for life insurance, talk to an insurance specialist to learn more about guaranteed life and how it can help you and your loved ones.

  • Category: Articles Library, Featured Story, Life Insurance

Leave a Reply

Archives

About

Consumer Insurance Guide SM provides a wide selection of originally-authored articles and expert advice targeted to the self-directed insurance shopper. Our mission is to provide consumers with useful, money-saving information on all things having to do with making sound insurance purchase decisions.

Consumer Insurance Guide SM is owned by Life Quotes, Inc. 8205 South Cass Avenue, Darien, IL. For editorial, content feeds, advertising and lead purchase opportunities, contact Robert Bland at bob@lifequotes.com.

Originally founded in 1984 as Quotesmith Corporation, Life Quotes, Inc. owns and operates www.consumerinsuranceguide.com and www.lifequotes.com, two online consumer insurance information services that cater to the needs of self-directed personal and corporate insurance shoppers.

About Us  |   Contact Us  |   Press Releases  |   The Best Privacy Policy  |   Life Insurance  |   Careers
For Agents & Brokers  |   Site Map  |  


Copyright ©1984-2015 Life Quotes, Inc., 8205 South Cass Avenue, Suite 102, Darien, Illinois. Life Quotes, Inc. and certain of its personnel are licensed as insurance agents, brokers or producers in all states. CA agent #0A13858, LA agent #200696, MA agent #333509159. dba Life Quotes Insurance Services in CA under agent #0827712, in LA under agent #205078. dba Life Quotes Insurance Services, Inc. in UT under agent #90093. All rights reserved. Telephone (630) 515-0170. Founded 1984.
10.1.1.84