Frequently Asked Questions

September 24, 2016 3:03 AM

How long does it take to get new life insurance? What’s covered and not covered on the modern life insurance policy? What companies does LifeQuotes represent? What is the difference between term and whole life insurance? What happens at the end of an initial rate guarantee period on a term life policy? How much life […]Full Story »

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  • Why does family health history matter to your underwriter?
  • November 3, 2015 12:12 AM
  • By Edward E. Graves  (Editor, McGill’s Life Insurance, 9th Edition) Republished with permission from The American College of Financial Services Family history is considered significant because certain characteristics are hereditary. Build follows family lines, and to some extent, so do structural qualities of the heart and other organs. A greater than average susceptibility to infectious diseases may […]Full Story »
  • Category: Life Insurance
  • How family health history affects life insurance acceptance and pricing
  • October 29, 2015 10:10 PM
  • By Edward E. Graves  (Editor, McGill’s Life Insurance, 9th Edition) Republished with permission from The American College of Financial Services Family history is considered significant because certain characteristics are hereditary. Build follows family lines, and to some extent, so do structural qualities of the heart and other organs. A greater than average susceptibility to infectious diseases may […]Full Story »
  • Category: Articles Library, Life Insurance
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Consumer Insurance Guide SM provides a wide selection of originally-authored articles and expert advice targeted to the self-directed insurance shopper. Our mission is to provide consumers with useful, money-saving information on all things having to do with making sound insurance purchase decisions.

Consumer Insurance Guide SM is owned by Life Quotes, Inc. 8205 South Cass Avenue, Darien, IL. For editorial, content feeds, advertising and lead purchase opportunities, contact Robert Bland at bob@lifequotes.com.

Originally founded in 1984 as Quotesmith Corporation, Life Quotes, Inc. owns and operates www.consumerinsuranceguide.com and www.lifequotes.com, two online consumer insurance information services that cater to the needs of self-directed personal and corporate insurance shoppers.

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Copyright ©1984-2015 Life Quotes, Inc., 8205 South Cass Avenue, Suite 102, Darien, Illinois. Life Quotes, Inc. and certain of its personnel are licensed as insurance agents, brokers or producers in all states. CA agent #0A13858, LA agent #200696, MA agent #333509159. dba Life Quotes Insurance Services in CA under agent #0827712, in LA under agent #205078. dba Life Quotes Insurance Services, Inc. in UT under agent #90093. All rights reserved. Telephone (630) 515-0170. Founded 1984.
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